A wide range of housing, including affordable housing, is necessary in each community. Affordable housing is needed not only by service workers earning less than optimal wages, but also by employees of new businesses that are relocating to Southwest Florida. Affordable housing is also needed by new graduates and newly formed households in which the individuals are just starting in the job market. Retirees and persons with special needs who live on fixed incomes are additional groups that need affordable housing. To accommodate the income restrictions of these and other groups, a mixture of affordable for-sale and for-rent units is important.